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Whether you’re a first-time homebuyer or a seasoned homeowner, we’ve got the lowdown on everything you need to know. From tips on getting the best rates to understanding the ins and outs of refinancing, we’ve got you covered. Let’s dive in and demystify mortgages together!

Featured Stories

Featured Stories

Whether you’re a first-time homebuyer or a seasoned homeowner, we’ve got the lowdown on everything you need to know. From tips on getting the best rates to understanding the ins and outs of refinancing, we’ve got you covered.

Let’s dive in and demystify mortgages together!

Categories

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Plot twist: Millennials are Australia’s most active property investors

News
Plot twist: Millennials are Australia’s most active property investors When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment.

Plot twist: Millennials are Australia’s most active property investors

News
Plot twist: Millennials are Australia’s most active property investors When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment.

Plot twist: Millennials are Australia’s most active property investors

News
Plot twist: Millennials are Australia’s most active property investors When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment.

Homeowners now an extra $71,000 richer (on average!)

News
Homeowners now an extra $71,000 richer (on average!) You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And it could open up a world of exciting possibilities.

Homeowners now an extra $71,000 richer (on average!)

News
Homeowners now an extra $71,000 richer (on average!) You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And it could open up a world of exciting possibilities.

Homeowners now an extra $71,000 richer (on average!)

News
Homeowners now an extra $71,000 richer (on average!) You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And it could open up a world of exciting possibilities.

FOMO, FOBO and FOOP – how they can hold you back

News
FOMO, FOBO and FOOP – how they can hold you back Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

FOMO, FOBO and FOOP – how they can hold you back

News
FOMO, FOBO and FOOP – how they can hold you back Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

FOMO, FOBO and FOOP – how they can hold you back

News
FOMO, FOBO and FOOP – how they can hold you back Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

Explainer: how construction loans work

News
Explainer: how construction loans work There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel of new paint and fresh flooring, or just knowing you’ve kicked a worthwhile goal.

Explainer: how construction loans work

News
Explainer: how construction loans work There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel of new paint and fresh flooring, or just knowing you’ve kicked a worthwhile goal.

Explainer: how construction loans work

News
Explainer: how construction loans work There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel of new paint and fresh flooring, or just knowing you’ve kicked a worthwhile goal.

Why offset accounts are hitting new highs

News
Why offset accounts are hitting new highs Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way you could make your surplus funds work harder.

Why offset accounts are hitting new highs

News
Why offset accounts are hitting new highs Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way you could make your surplus funds work harder.

Why offset accounts are hitting new highs

News
Why offset accounts are hitting new highs Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way you could make your surplus funds work harder.

How long does it really take to get a home loan?

News
How long does it really take to get a home loan? Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers can do to potentially speed up the process, too.

How long does it really take to get a home loan?

News
How long does it really take to get a home loan? Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers can do to potentially speed up the process, too.

How long does it really take to get a home loan?

News
How long does it really take to get a home loan? Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers can do to potentially speed up the process, too.

Where are the bargain homes located in your suburb?

News
Where are the bargain homes located in your suburb? Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here’s how to use a tool to find pockets of value in any given neighbourhood.

Where are the bargain homes located in your suburb?

News
Where are the bargain homes located in your suburb? Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here’s how to use a tool to find pockets of value in any given neighbourhood.

Where are the bargain homes located in your suburb?

News
Where are the bargain homes located in your suburb? Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here’s how to use a tool to find pockets of value in any given neighbourhood.

Home buyers rejoice! More listings are hitting the market

News
Home buyers rejoice! More listings are hitting the market Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the property market? Let’s take a look.

Home buyers rejoice! More listings are hitting the market

News
Home buyers rejoice! More listings are hitting the market Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the property market? Let’s take a look.

Home buyers rejoice! More listings are hitting the market

News
Home buyers rejoice! More listings are hitting the market Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the property market? Let’s take a look.

They’re back! Why property investors account for one-in-three new home loans

News
They’re back! Why property investors account for one-in-three new home loans Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024.

They’re back! Why property investors account for one-in-three new home loans

News
They’re back! Why property investors account for one-in-three new home loans Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024.

They’re back! Why property investors account for one-in-three new home loans

News
They’re back! Why property investors account for one-in-three new home loans Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024.

When will the next RBA cash rate call be made?

News
When will the next RBA cash rate call be made? Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect.

When will the next RBA cash rate call be made?

News
When will the next RBA cash rate call be made? Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect.

When will the next RBA cash rate call be made?

News
When will the next RBA cash rate call be made? Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect.

4 tips for self-employed home loan applications

News
4 tips for self-employed home loan applications Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss.

4 tips for self-employed home loan applications

News
4 tips for self-employed home loan applications Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss.

4 tips for self-employed home loan applications

News
4 tips for self-employed home loan applications Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss.

First home buyers charge back into the market

News
First home buyers charge back into the market Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024.

First home buyers charge back into the market

News
First home buyers charge back into the market Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024.

First home buyers charge back into the market

News
First home buyers charge back into the market Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024.

How your deposit size can shape the rate you pay

News
How your deposit size can shape the rate you pay It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate.

How your deposit size can shape the rate you pay

News
How your deposit size can shape the rate you pay It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate.

How your deposit size can shape the rate you pay

News
How your deposit size can shape the rate you pay It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate.

The pros of having a mortgage broker on your side

News
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home!

The pros of having a mortgage broker on your side

News
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home!

The pros of having a mortgage broker on your side

News
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home!

5 New Year’s resolutions for your home loan

News
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead.

5 New Year’s resolutions for your home loan

News
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead.

5 New Year’s resolutions for your home loan

News
Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead.

Merry Christmas! Season’s greetings from all of us to you

News
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023.

Merry Christmas! Season’s greetings from all of us to you

News
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023.

Merry Christmas! Season’s greetings from all of us to you

News
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023.

Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly

News
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”.

Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly

News
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”.

Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly

News
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”.

What’s tipped for house prices in 2024?

News, Home Finance, Property
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why the new year is shaping up as potentially another big year for real estate.

What’s tipped for house prices in 2024?

News, Home Finance, Property
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why the new year is shaping up as potentially another big year for real estate.

What’s tipped for house prices in 2024?

News, Home Finance, Property
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why the new year is shaping up as potentially another big year for real estate.

Get the best deal: Tips for negotiating better interest rates.

Uncategorised, Home Finance, Investment Loans, News, Property
Have you ever noticed how banks offer their best Home Loan interest rates to new borrowers while existing borrowers are seemingly ignored?

Get the best deal: Tips for negotiating better interest rates.

Uncategorised, Home Finance, Investment Loans, News, Property
Have you ever noticed how banks offer their best Home Loan interest rates to new borrowers while existing borrowers are seemingly ignored?

Get the best deal: Tips for negotiating better interest rates.

Uncategorised, Home Finance, Investment Loans, News, Property
Have you ever noticed how banks offer their best Home Loan interest rates to new borrowers while existing borrowers are seemingly ignored?

Offset Accounts versus Redraw for Property Investors.

Investment Loans, Mortgage Broking, Tips
There’s no doubt that Property Investors should be encouraged to build a savings buffer to cover the cost of unexpected maintenance issues and general property expenses.

Offset Accounts versus Redraw for Property Investors.

Investment Loans, Mortgage Broking, Tips
There’s no doubt that Property Investors should be encouraged to build a savings buffer to cover the cost of unexpected maintenance issues and general property expenses.

Offset Accounts versus Redraw for Property Investors.

Investment Loans, Mortgage Broking, Tips
There’s no doubt that Property Investors should be encouraged to build a savings buffer to cover the cost of unexpected maintenance issues and general property expenses.

Banks are paying home loan borrowers for their business!

Home Finance, Investment Loans, Mortgage Broking, News, Tips
The Australian banking environment has changed substantially over recent years.  There has been an unarguable tightening in credit, which became even more restrictive following the Banking Royal Commission, along with a potentially related slowdown of housing lending during 2019.

Banks are paying home loan borrowers for their business!

Home Finance, Investment Loans, Mortgage Broking, News, Tips
The Australian banking environment has changed substantially over recent years.  There has been an unarguable tightening in credit, which became even more restrictive following the Banking Royal Commission, along with a potentially related slowdown of housing lending during 2019.

Banks are paying home loan borrowers for their business!

Home Finance, Investment Loans, Mortgage Broking, News, Tips
The Australian banking environment has changed substantially over recent years.  There has been an unarguable tightening in credit, which became even more restrictive following the Banking Royal Commission, along with a potentially related slowdown of housing lending during 2019.

Your Credit Score – What you need to know

Home Finance, Mortgage Broking, Tips
Over the last year or so in Australia there have been changes to credit reporting  known as Comprehensive Credit Reporting, and these changes could have impacts to your Credit Score.

Your Credit Score – What you need to know

Home Finance, Mortgage Broking, Tips
Over the last year or so in Australia there have been changes to credit reporting  known as Comprehensive Credit Reporting, and these changes could have impacts to your Credit Score.

Your Credit Score – What you need to know

Home Finance, Mortgage Broking, Tips
Over the last year or so in Australia there have been changes to credit reporting  known as Comprehensive Credit Reporting, and these changes could have impacts to your Credit Score.

Top ways to cut your expenses and increase savings

Home Finance, Mortgage Broking, Property, Tips
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference.

Top ways to cut your expenses and increase savings

Home Finance, Mortgage Broking, Property, Tips
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference.

Top ways to cut your expenses and increase savings

Home Finance, Mortgage Broking, Property, Tips
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference.

Rentvesting – enter the property market without sacrificing your lifestyle

Home Finance, Investment Loans, Property, Tips
As property prices rise over time purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still eager to enter the market, there is a way to get the best of both worlds.

Rentvesting – enter the property market without sacrificing your lifestyle

Home Finance, Investment Loans, Property, Tips
As property prices rise over time purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still eager to enter the market, there is a way to get the best of both worlds.

Rentvesting – enter the property market without sacrificing your lifestyle

Home Finance, Investment Loans, Property, Tips
As property prices rise over time purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still eager to enter the market, there is a way to get the best of both worlds.

Home Loan Tip: How to increase your borrowing capacity

Home Finance, Mortgage Broking, News, Tips
There is no doubt that Banks and other Lenders within the Australian home loan market  have tightened their lending standards over the last 12 months.  This tightening is having a significant impact on the borrowing capacity of many Australians looking to obtain a Home Loan.

Home Loan Tip: How to increase your borrowing capacity

Home Finance, Mortgage Broking, News, Tips
There is no doubt that Banks and other Lenders within the Australian home loan market  have tightened their lending standards over the last 12 months.  This tightening is having a significant impact on the borrowing capacity of many Australians looking to obtain a Home Loan.

Home Loan Tip: How to increase your borrowing capacity

Home Finance, Mortgage Broking, News, Tips
There is no doubt that Banks and other Lenders within the Australian home loan market  have tightened their lending standards over the last 12 months.  This tightening is having a significant impact on the borrowing capacity of many Australians looking to obtain a Home Loan.

What is LVR?

Home Finance, Investment Loans, Property, Tips, Uncategorised
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’.

What is LVR?

Home Finance, Investment Loans, Property, Tips, Uncategorised
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’.

What is LVR?

Home Finance, Investment Loans, Property, Tips, Uncategorised
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’.

Refinancing traps to avoid!

Home Finance, Mortgage Broking, Tips
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal.

Refinancing traps to avoid!

Home Finance, Mortgage Broking, Tips
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal.

Refinancing traps to avoid!

Home Finance, Mortgage Broking, Tips
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal.

Why property investors need to have savings

Investment Loans, Tips
Urgent maintenance is an unavoidable aspect of being a property owner, so having a cash buffer set aside as a landlord will help you deal with any unexpected problems.

Why property investors need to have savings

Investment Loans, Tips
Urgent maintenance is an unavoidable aspect of being a property owner, so having a cash buffer set aside as a landlord will help you deal with any unexpected problems.

Why property investors need to have savings

Investment Loans, Tips
Urgent maintenance is an unavoidable aspect of being a property owner, so having a cash buffer set aside as a landlord will help you deal with any unexpected problems.

How to get your Home Loan Approved the first time

Home Finance, Investment Loans, Tips, Uncategorised
There is no doubt that home loan lenders across Australia have tightened their lending requirements over recent years and borrowers now need to provide more detailed information to obtain a home loan.

How to get your Home Loan Approved the first time

Home Finance, Investment Loans, Tips, Uncategorised
There is no doubt that home loan lenders across Australia have tightened their lending requirements over recent years and borrowers now need to provide more detailed information to obtain a home loan.

How to get your Home Loan Approved the first time

Home Finance, Investment Loans, Tips, Uncategorised
There is no doubt that home loan lenders across Australia have tightened their lending requirements over recent years and borrowers now need to provide more detailed information to obtain a home loan.

Good Debt V’s Bad Debt – What’s the Difference?

Home Finance, Investment Loans, Property, Tips
Within financial circles many advisers and commentators regularly talk about the negative aspects of bad debt and positive approaches to good debt.

Good Debt V’s Bad Debt – What’s the Difference?

Home Finance, Investment Loans, Property, Tips
Within financial circles many advisers and commentators regularly talk about the negative aspects of bad debt and positive approaches to good debt.

Good Debt V’s Bad Debt – What’s the Difference?

Home Finance, Investment Loans, Property, Tips
Within financial circles many advisers and commentators regularly talk about the negative aspects of bad debt and positive approaches to good debt.

Why you should consider a Home Loan Health Check!

Home Finance, Investment Loans, Mortgage Broking, Property, Tips
Within the home loan industry there are numerous offers to provide a review of your current loans, whether they call it a “Home Loan Health Check”, “Loan Review”, or similar.

Why you should consider a Home Loan Health Check!

Home Finance, Investment Loans, Mortgage Broking, Property, Tips
Within the home loan industry there are numerous offers to provide a review of your current loans, whether they call it a “Home Loan Health Check”, “Loan Review”, or similar.

Why you should consider a Home Loan Health Check!

Home Finance, Investment Loans, Mortgage Broking, Property, Tips
Within the home loan industry there are numerous offers to provide a review of your current loans, whether they call it a “Home Loan Health Check”, “Loan Review”, or similar.

6 Ways to Repay your Home Loan Sooner

Home Finance, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

6 Ways to Repay your Home Loan Sooner

Home Finance, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

6 Ways to Repay your Home Loan Sooner

Home Finance, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

Fixed V’s Variable Interest Rates – Pro’s and Con’s

Home Finance, Investment Loans, Tips
With Australia currently enjoying historically low interest rates there are many borrowers asking themselves “should I fix the interest rate on my home loan?

Fixed V’s Variable Interest Rates – Pro’s and Con’s

Home Finance, Investment Loans, Tips
With Australia currently enjoying historically low interest rates there are many borrowers asking themselves “should I fix the interest rate on my home loan?

Fixed V’s Variable Interest Rates – Pro’s and Con’s

Home Finance, Investment Loans, Tips
With Australia currently enjoying historically low interest rates there are many borrowers asking themselves “should I fix the interest rate on my home loan?

Interest Only Loans – Time Bomb or Hiccup?

Investment Loans, Mortgage Broking, News, Property
Over recent months it has been very noticeable that banks have been increasing interest rates and tightening credit policy for interest only loans, regardless of whether they are for Investment or Owner Occupation.

Interest Only Loans – Time Bomb or Hiccup?

Investment Loans, Mortgage Broking, News, Property
Over recent months it has been very noticeable that banks have been increasing interest rates and tightening credit policy for interest only loans, regardless of whether they are for Investment or Owner Occupation.

Interest Only Loans – Time Bomb or Hiccup?

Investment Loans, Mortgage Broking, News, Property
Over recent months it has been very noticeable that banks have been increasing interest rates and tightening credit policy for interest only loans, regardless of whether they are for Investment or Owner Occupation.

The Five Step Savings Plan for First Home Buyers

Home Finance, Property, Tips
Getting into the property market and buying your first home can seem like an impossible task to many. Saving the deposit seems like a big ask, then you need to consider Stamp Duty and other purchase costs that just require even more savings!

The Five Step Savings Plan for First Home Buyers

Home Finance, Property, Tips
Getting into the property market and buying your first home can seem like an impossible task to many. Saving the deposit seems like a big ask, then you need to consider Stamp Duty and other purchase costs that just require even more savings!

The Five Step Savings Plan for First Home Buyers

Home Finance, Property, Tips
Getting into the property market and buying your first home can seem like an impossible task to many. Saving the deposit seems like a big ask, then you need to consider Stamp Duty and other purchase costs that just require even more savings!

Investment Loans – Banks tighten loan criteria

Home Finance, Investment Loans, Mortgage Broking, News, Property
In mid 2015 we highlighted through this Blog that Banks were tightening credit policy in regards to investment lending and that had resulted in tightening of lending criteria.

Investment Loans – Banks tighten loan criteria

Home Finance, Investment Loans, Mortgage Broking, News, Property
In mid 2015 we highlighted through this Blog that Banks were tightening credit policy in regards to investment lending and that had resulted in tightening of lending criteria.

Investment Loans – Banks tighten loan criteria

Home Finance, Investment Loans, Mortgage Broking, News, Property
In mid 2015 we highlighted through this Blog that Banks were tightening credit policy in regards to investment lending and that had resulted in tightening of lending criteria.

What is a Home Loan Health Check?

Home Finance, Tips
Many professionals within the finance industry offer to provide a review of your current loans with terminology such as “Home Loan Health Check”, “Loan Review”, or similar.

What is a Home Loan Health Check?

Home Finance, Tips
Many professionals within the finance industry offer to provide a review of your current loans with terminology such as “Home Loan Health Check”, “Loan Review”, or similar.

What is a Home Loan Health Check?

Home Finance, Tips
Many professionals within the finance industry offer to provide a review of your current loans with terminology such as “Home Loan Health Check”, “Loan Review”, or similar.

Does 1% p.a. make a difference?

Home Finance, Mortgage Broking, Property, Tips
As a general statement Australians tend to be lethargic in reviewing their Home Loan once it has settled.  It generally takes another ‘trigger’ event, such as changing homes or renovating before we consider if there is a better loan option available.

Does 1% p.a. make a difference?

Home Finance, Mortgage Broking, Property, Tips
As a general statement Australians tend to be lethargic in reviewing their Home Loan once it has settled.  It generally takes another ‘trigger’ event, such as changing homes or renovating before we consider if there is a better loan option available.

Does 1% p.a. make a difference?

Home Finance, Mortgage Broking, Property, Tips
As a general statement Australians tend to be lethargic in reviewing their Home Loan once it has settled.  It generally takes another ‘trigger’ event, such as changing homes or renovating before we consider if there is a better loan option available.

Why use a Mortgage Broker?

Home Finance, Mortgage Broking, Property
Mortgage Brokers (also often referred to as Finance Brokers, Mortgage Planners or Credit Advisers) act as an intermediary between lenders and borrowers to negotiate loan facilities.

Why use a Mortgage Broker?

Home Finance, Mortgage Broking, Property
Mortgage Brokers (also often referred to as Finance Brokers, Mortgage Planners or Credit Advisers) act as an intermediary between lenders and borrowers to negotiate loan facilities.

Why use a Mortgage Broker?

Home Finance, Mortgage Broking, Property
Mortgage Brokers (also often referred to as Finance Brokers, Mortgage Planners or Credit Advisers) act as an intermediary between lenders and borrowers to negotiate loan facilities.

What is a Family Guarantee Loan

Home Finance, Mortgage Broking, Tips
Lets face it, the amount of money a first home buyer needs to save to get a foot in the door of the property market can look to be a mountain to high to climb for many first home buyers.

What is a Family Guarantee Loan

Home Finance, Mortgage Broking, Tips
Lets face it, the amount of money a first home buyer needs to save to get a foot in the door of the property market can look to be a mountain to high to climb for many first home buyers.

What is a Family Guarantee Loan

Home Finance, Mortgage Broking, Tips
Lets face it, the amount of money a first home buyer needs to save to get a foot in the door of the property market can look to be a mountain to high to climb for many first home buyers.

6 ways to repay your loan sooner!

Home Finance, Mortgage Broking, Property, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

6 ways to repay your loan sooner!

Home Finance, Mortgage Broking, Property, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

6 ways to repay your loan sooner!

Home Finance, Mortgage Broking, Property, Tips
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

Is a tree or sea change on your horizon?

Is a tree or sea change on your horizon?
Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Why three-in-four Aussies turn to a broker for home loan help

Why three-in-four Aussies turn to a broker for home loan help
You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

First home buyers turn to Bank of Nan and Pop

First home buyers turn to Bank of Nan and Pop
Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

What you should know before buying ‘subject to finance’

What you should know before buying ‘subject to finance’
Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

Not feeling the budget love? 4 ways you could still get ahead

Not feeling the budget love? 4 ways you could still get ahead
If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Low deposit scheme helps over 150,000 families buy sooner

Low deposit scheme helps over 150,000 families buy sooner
Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Here’s why your borrowing power might soon get a lift

Here’s why your borrowing power might soon get a lift
Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

How to know if you’re paying a fair price

How to know if you’re paying a fair price
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

Can you remember your home loan interest rate?

Can you remember your home loan interest rate?
Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Homeowners now an extra $71,000 richer (on average!)

Homeowners now an extra $71,000 richer (on average!)
You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past 12 months thanks to soaring property values. And it could open up a world of exciting possibilities.

FOMO, FOBO and FOOP – how they can hold you back

FOMO, FOBO and FOOP – how they can hold you back
Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

Explainer: how construction loans work

Explainer: how construction loans work
There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s the look and feel of new paint and fresh flooring, or just knowing you’ve kicked a worthwhile goal.

Why offset accounts are hitting new highs

Why offset accounts are hitting new highs
Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home loan, there’s a way you could make your surplus funds work harder.

How long does it really take to get a home loan?

How long does it really take to get a home loan?
Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers can do to potentially speed up the process, too.

Where are the bargain homes located in your suburb?

Where are the bargain homes located in your suburb?
Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here’s how to use a tool to find pockets of value in any given neighbourhood.

Home buyers rejoice! More listings are hitting the market

Home buyers rejoice! More listings are hitting the market
Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So could this have an impact on the property market? Let’s take a look.

When will the next RBA cash rate call be made?

When will the next RBA cash rate call be made?
Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect.

4 tips for self-employed home loan applications

4 tips for self-employed home loan applications
Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss.

First home buyers charge back into the market

First home buyers charge back into the market
Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024.

How your deposit size can shape the rate you pay

How your deposit size can shape the rate you pay
It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate.

The pros of having a mortgage broker on your side

What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home!

5 New Year’s resolutions for your home loan

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead.

What’s tipped for house prices in 2024?

If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why the new year is shaping up as potentially another big year for real estate.

Banks are paying home loan borrowers for their business!

The Australian banking environment has changed substantially over recent years.  There has been an unarguable tightening in credit, which became even more restrictive following the Banking Royal Commission, along with a potentially related slowdown of housing lending during 2019.

Rentvesting – enter the property market without sacrificing your lifestyle

As property prices rise over time purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still eager to enter the market, there is a way to get the best of both worlds.

Home Loan Tip: How to increase your borrowing capacity

There is no doubt that Banks and other Lenders within the Australian home loan market  have tightened their lending standards over the last 12 months.  This tightening is having a significant impact on the borrowing capacity of many Australians looking to obtain a Home Loan.

What is LVR?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’.

Refinancing traps to avoid!

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal.

6 Ways to Repay your Home Loan Sooner

There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!

Interest Only Loans – Time Bomb or Hiccup?

Over recent months it has been very noticeable that banks have been increasing interest rates and tightening credit policy for interest only loans, regardless of whether they are for Investment or Owner Occupation.

The Five Step Savings Plan for First Home Buyers

Getting into the property market and buying your first home can seem like an impossible task to many. Saving the deposit seems like a big ask, then you need to consider Stamp Duty and other purchase costs that just require even more savings!

What is a Home Loan Health Check?

Many professionals within the finance industry offer to provide a review of your current loans with terminology such as “Home Loan Health Check”, “Loan Review”, or similar.

Does 1% p.a. make a difference?

As a general statement Australians tend to be lethargic in reviewing their Home Loan once it has settled.  It generally takes another ‘trigger’ event, such as changing homes or renovating before we consider if there is a better loan option available.

Why use a Mortgage Broker?

Mortgage Brokers (also often referred to as Finance Brokers, Mortgage Planners or Credit Advisers) act as an intermediary between lenders and borrowers to negotiate loan facilities.

What is a Family Guarantee Loan

Lets face it, the amount of money a first home buyer needs to save to get a foot in the door of the property market can look to be a mountain to high to climb for many first home buyers.

6 ways to repay your loan sooner!

There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!