Call Us: +61 477 778 330

Mortgage featured stories

Six ways to accelerate your loan repayment

Home Finance, Property, Tips
Share
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan!
The cold hard facts are that to repay your loan back quickly requires you to in some way or form utilise more of your disposable income to the benefit of your loan. Six of these strategies are:
  1. Make additional repayments
This strategy is simply a matter of running a household budget and working out how you can save money in areas of your life.  Then redirect those funds to increase your loan repayments. Increasing your repayments by $200 per month on a $300,000 loan at 5.00% p.a. over a 30 year term could save you $69,210 in interest and result in the loan being repaid 6.4 years earlier This requires finding additional funds of approximately $50 per week.  Do you think with some small changes in lifestyle choices and daily living expenses you could find an extra $50 per week? Even an additional $20 per week (say 5 coffees!) could have a big impact.
  1. Make your loan repayments fortnightly rather than monthly
The strategy of making fortnightly, rather than monthly, repayments is a simple arithmetic calculation.  There are actually 26 fortnights in a year, so halving your monthly repayment and repaying fortnightly will actually see you making the equivalent of 13 monthly repayments per year. You hardly even notice the additional repayments in your back pocket as it is only a small change each fortnight. So if you are currently making monthly repayments this simple change to how you make repayments could save you $51,014 in interest and shave 4.7 years off the term of a $300,000 loan at 5% p.a. with a loan term of 30 years. If you are already paying fortnightly, check with your credit adviser or lender if you are paying a “true” fortnightly repayment or half of a monthly repayment.
  1. Utilise a Loan Set Off account
A loan set off account is a type of savings / transaction account where rather than pay you interest on your savings, the bank offsets the balance of your savings against your outstanding loan balance, reducing the loan interest payable. Offset accounts therefore enable you to utilise savings to reduce the interest payable on your home loan and assists with repaying your loan quicker. Your loan repayments don’t change, just more of each payment is utilised to reduce the principal. This type of account is perfect for people with a home loan who are looking to also save funds for a rainy day.  Check with you credit adviser or lender if you can have access to a loan set off account
  1. Consider if a Line of Credit will work for you
Some lenders offer home loans in full, or in part, as a Line of Credit which can also be utilised as your day to day transaction account.  Under this strategy you deposit all of your income into the line of credit, which reduces your balance outstanding and therefore interest paid, and only withdraw the money as needed for daily living expenses. Utilising an account like this takes discipline as ultimately you want to be reducing your loan balance and not utilising this account as easy access to funds for impulse purchases. I personally believe that if you take out a line of credit, choose one that the limit reduces on monthly basis so that you know your debt is regularly reducing. Utilised right, this strategy can be very effective in reducing loan balances.
  1. Utilise the interest free days on your credit card
Credit cards and the access to easy money are not for everybody.  However if you believe you can be disciplined and only utilise the card to your advantage then this strategy may work for you. The theory with this strategy is that you put all of your income into a Loan Set Off Account or Line of Credit, to reduce your daily interest, while using your credit card for all daily expenses.  You then repay your credit card in full each month on the due date so that you don’t pay any interest on the credit card. The end result being you use your regular income to reduce your loan interest, and delay paying your expenses by utilising the interest free days of your credit card.  An effective strategy if done right!
  1. Use RBA rate cuts to your advantage
This approach uses reductions in interest rates to your advantage.  Each time your loan interest rate, and therefore minimum loan repayment reduces, you don’t reduce the actual repayment you are making (and accustomed to) so that each future repayment is greater than the minimum, repaying your loan quicker. This is a simple strategy to put in place as most of us are accustomed to our larger repayments and as it is money we didn’t have previously there is no impact to our back pocket, just more money being repaid on our home loans. Summary With smart usage of our income and funds held there are many strategies that can be put in place to accelerate the repayment of loans. Your local Loan / Mortgage Broker or Credit Adviser can provide assistance in working through the options on offer and help you establish what will suit your personal circumstances.

More Stories

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Mortgage featured stories

Six ways to accelerate your loan repayment

Home Finance, Property, Tips
Share
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan! The cold hard facts are that to repay your loan back quickly requires you to in some way or form utilise more of your disposable income to the benefit of your loan. Six of these strategies are:
  1. Make additional repayments
This strategy is simply a matter of running a household budget and working out how you can save money in areas of your life.  Then redirect those funds to increase your loan repayments. Increasing your repayments by $200 per month on a $300,000 loan at 5.00% p.a. over a 30 year term could save you $69,210 in interest and result in the loan being repaid 6.4 years earlier This requires finding additional funds of approximately $50 per week.  Do you think with some small changes in lifestyle choices and daily living expenses you could find an extra $50 per week? Even an additional $20 per week (say 5 coffees!) could have a big impact.
  1. Make your loan repayments fortnightly rather than monthly
The strategy of making fortnightly, rather than monthly, repayments is a simple arithmetic calculation.  There are actually 26 fortnights in a year, so halving your monthly repayment and repaying fortnightly will actually see you making the equivalent of 13 monthly repayments per year. You hardly even notice the additional repayments in your back pocket as it is only a small change each fortnight. So if you are currently making monthly repayments this simple change to how you make repayments could save you $51,014 in interest and shave 4.7 years off the term of a $300,000 loan at 5% p.a. with a loan term of 30 years. If you are already paying fortnightly, check with your credit adviser or lender if you are paying a “true” fortnightly repayment or half of a monthly repayment.
  1. Utilise a Loan Set Off account
A loan set off account is a type of savings / transaction account where rather than pay you interest on your savings, the bank offsets the balance of your savings against your outstanding loan balance, reducing the loan interest payable. Offset accounts therefore enable you to utilise savings to reduce the interest payable on your home loan and assists with repaying your loan quicker. Your loan repayments don’t change, just more of each payment is utilised to reduce the principal. This type of account is perfect for people with a home loan who are looking to also save funds for a rainy day.  Check with you credit adviser or lender if you can have access to a loan set off account
  1. Consider if a Line of Credit will work for you
Some lenders offer home loans in full, or in part, as a Line of Credit which can also be utilised as your day to day transaction account.  Under this strategy you deposit all of your income into the line of credit, which reduces your balance outstanding and therefore interest paid, and only withdraw the money as needed for daily living expenses. Utilising an account like this takes discipline as ultimately you want to be reducing your loan balance and not utilising this account as easy access to funds for impulse purchases. I personally believe that if you take out a line of credit, choose one that the limit reduces on monthly basis so that you know your debt is regularly reducing. Utilised right, this strategy can be very effective in reducing loan balances.
  1. Utilise the interest free days on your credit card
Credit cards and the access to easy money are not for everybody.  However if you believe you can be disciplined and only utilise the card to your advantage then this strategy may work for you. The theory with this strategy is that you put all of your income into a Loan Set Off Account or Line of Credit, to reduce your daily interest, while using your credit card for all daily expenses.  You then repay your credit card in full each month on the due date so that you don’t pay any interest on the credit card. The end result being you use your regular income to reduce your loan interest, and delay paying your expenses by utilising the interest free days of your credit card.  An effective strategy if done right!
  1. Use RBA rate cuts to your advantage
This approach uses reductions in interest rates to your advantage.  Each time your loan interest rate, and therefore minimum loan repayment reduces, you don’t reduce the actual repayment you are making (and accustomed to) so that each future repayment is greater than the minimum, repaying your loan quicker. This is a simple strategy to put in place as most of us are accustomed to our larger repayments and as it is money we didn’t have previously there is no impact to our back pocket, just more money being repaid on our home loans. Summary With smart usage of our income and funds held there are many strategies that can be put in place to accelerate the repayment of loans. Your local Loan / Mortgage Broker or Credit Adviser can provide assistance in working through the options on offer and help you establish what will suit your personal circumstances.

More Stories

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Mortgage featured stories

Six ways to accelerate your loan repayment

Home Finance, Property, Tips
Share
There are many different strategies to repaying your loan back quicker than the approved term, but none of them include a “magic fairy” that miraculously repays large amounts off your loan! The cold hard facts are that to repay your loan back quickly requires you to in some way or form utilise more of your disposable income to the benefit of your loan. Six of these strategies are:
  1. Make additional repayments
This strategy is simply a matter of running a household budget and working out how you can save money in areas of your life.  Then redirect those funds to increase your loan repayments. Increasing your repayments by $200 per month on a $300,000 loan at 5.00% p.a. over a 30 year term could save you $69,210 in interest and result in the loan being repaid 6.4 years earlier This requires finding additional funds of approximately $50 per week.  Do you think with some small changes in lifestyle choices and daily living expenses you could find an extra $50 per week? Even an additional $20 per week (say 5 coffees!) could have a big impact.
  1. Make your loan repayments fortnightly rather than monthly
The strategy of making fortnightly, rather than monthly, repayments is a simple arithmetic calculation.  There are actually 26 fortnights in a year, so halving your monthly repayment and repaying fortnightly will actually see you making the equivalent of 13 monthly repayments per year. You hardly even notice the additional repayments in your back pocket as it is only a small change each fortnight. So if you are currently making monthly repayments this simple change to how you make repayments could save you $51,014 in interest and shave 4.7 years off the term of a $300,000 loan at 5% p.a. with a loan term of 30 years. If you are already paying fortnightly, check with your credit adviser or lender if you are paying a “true” fortnightly repayment or half of a monthly repayment.
  1. Utilise a Loan Set Off account
A loan set off account is a type of savings / transaction account where rather than pay you interest on your savings, the bank offsets the balance of your savings against your outstanding loan balance, reducing the loan interest payable. Offset accounts therefore enable you to utilise savings to reduce the interest payable on your home loan and assists with repaying your loan quicker. Your loan repayments don’t change, just more of each payment is utilised to reduce the principal. This type of account is perfect for people with a home loan who are looking to also save funds for a rainy day.  Check with you credit adviser or lender if you can have access to a loan set off account
  1. Consider if a Line of Credit will work for you
Some lenders offer home loans in full, or in part, as a Line of Credit which can also be utilised as your day to day transaction account.  Under this strategy you deposit all of your income into the line of credit, which reduces your balance outstanding and therefore interest paid, and only withdraw the money as needed for daily living expenses. Utilising an account like this takes discipline as ultimately you want to be reducing your loan balance and not utilising this account as easy access to funds for impulse purchases. I personally believe that if you take out a line of credit, choose one that the limit reduces on monthly basis so that you know your debt is regularly reducing. Utilised right, this strategy can be very effective in reducing loan balances.
  1. Utilise the interest free days on your credit card
Credit cards and the access to easy money are not for everybody.  However if you believe you can be disciplined and only utilise the card to your advantage then this strategy may work for you. The theory with this strategy is that you put all of your income into a Loan Set Off Account or Line of Credit, to reduce your daily interest, while using your credit card for all daily expenses.  You then repay your credit card in full each month on the due date so that you don’t pay any interest on the credit card. The end result being you use your regular income to reduce your loan interest, and delay paying your expenses by utilising the interest free days of your credit card.  An effective strategy if done right!
  1. Use RBA rate cuts to your advantage
This approach uses reductions in interest rates to your advantage.  Each time your loan interest rate, and therefore minimum loan repayment reduces, you don’t reduce the actual repayment you are making (and accustomed to) so that each future repayment is greater than the minimum, repaying your loan quicker. This is a simple strategy to put in place as most of us are accustomed to our larger repayments and as it is money we didn’t have previously there is no impact to our back pocket, just more money being repaid on our home loans. Summary With smart usage of our income and funds held there are many strategies that can be put in place to accelerate the repayment of loans. Your local Loan / Mortgage Broker or Credit Adviser can provide assistance in working through the options on offer and help you establish what will suit your personal circumstances.

More Stories

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Is a tree or sea change on your horizon?

News
Is a tree or sea change on your horizon? Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Why three-in-four Aussies turn to a broker for home loan help

News
Why three-in-four Aussies turn to a broker for home loan help You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

First home buyers turn to Bank of Nan and Pop

News
First home buyers turn to Bank of Nan and Pop Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping their grandkids buy a first home.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

What you should know before buying ‘subject to finance’

News
What you should know before buying ‘subject to finance’ Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Not feeling the budget love? 4 ways you could still get ahead

News
Not feeling the budget love? 4 ways you could still get ahead If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Low deposit scheme helps over 150,000 families buy sooner

News
Low deposit scheme helps over 150,000 families buy sooner Whether you’re rat running your local streets, or have a knack for always picking the fast-moving supermarket queue – everyone loves a good time-saving hack. Well, today we’ll let you in on a scheme that could get you into your first home years – yep years – sooner!

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

Here’s why your borrowing power might soon get a lift

News
Here’s why your borrowing power might soon get a lift Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

How to know if you’re paying a fair price

News
How to know if you’re paying a fair price We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.

Can you remember your home loan interest rate?

News
Can you remember your home loan interest rate? Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list.