Home Loan Tip: How to increase your borrowing capacity

There is no doubt that Banks and other Lenders within the Australian home loan market  have tightened their lending standards over the last 12 months.  This tightening is having a significant impact on the borrowing capacity of many Australians looking to obtain a Home Loan.

However the good news is that with some focus and financial management you can still present a strong case on your borrowing capacity to the Banks.

The below provides some tips on how to maximise your borrowing capacity. Continue reading Home Loan Tip: How to increase your borrowing capacity

How to get your Home Loan Approved the first time

There is no doubt that home loan lenders across Australia have tightened their lending requirements over recent years and borrowers now need to provide more detailed information to obtain a home loan.

For many borrowers this is leading to frustrating delays in applications and approvals.  In many cases it is impacting the ability of potential home purchasers to obtain a home loan in the house price bracket they are seeking.

Below are some tips on how to approach your home loan application to give you the best chance of a positive result the first time!

Continue reading How to get your Home Loan Approved the first time